Every week I sit down to budget, and it starts by opening Safari with two windows I set up.
It finally clicked that I should automate this, so, here it is! A combination of AppleScript + Shortcuts and it's now one click in my Dock.
I show the AppleScript on the left so you can see it all. It checks for Safari running because launching Safari gets you a window automatically. Second picture is the result. (Two YNAB tabs because I have $ and € budgets.)